Are you looking for the affordable car insurance company in Los Angeles? I think it’s not very easy, but also not more complicated; we make it easier by comparing insurance companies in Los Angeles for you.
Finding the best car insurance to suit your needs depends on what is essential for you. Different people have their own needs like, for some, it may be price, while others may be for valuable customer service. Still, others may be looking for the best discount and services.
Best Car insurance Companies Quotes in Los Angeles
Car insurance cost is $2,632 per year in Los Angeles. Car insurance coverage costs will differ from city to city and between insurance companies. Verify the latest insurance rates in Los Angeles to find you the affordable quotes in the area.
Here are the most important statements for you in Los Angeles: a single 30-year-old male with a spotless driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s base obligation vehicle protection.
Car Insurance Coverage Cost
Here, we provide information about what coverage you need to drive legally, and what type of car insurance you may need to be truly safe and protected.
Minimum Car Insurance Required
We have research more about car insurance coverage, and it’s usually not cheapest. If you are in an accident and your insurance doesn’t cover all of the damage in this situation. That means your home or savings could be in jeopardy. If you want to recover from this situation to protect your assets, you have to buy insurance in the following conditions:
- Pay $100,000 for others’ medical bills
- Pay $300,000 for injuries to others in an accident you cause
- Pay $100,000 for damage to others’ property
You should also follow these optional coverage ideas:
- Comprehensive – which replaces stolen cars and covers damage to your car from floods, fire, hail, vandalism?
- Collision- this pays for damage to your car from accidents.
According to our research about rate analysis, the average coverage rate for Los Angeles drivers is $930. If you increased your minimum coverage to 50/100/50, you would pay just about $19.50 more a month, or $234 more a year. Get full coverage by paying an additional amount of $2,212 a year more than minimum-level coverage.
Los Angeles average coverage rate for:
- Minimum coverage: $930
- 50/100/50: $1,164
- 100/300/100: $3,142
Affordable Car Insurance in Los Angeles
Here we also collected more information about several neighborhoods within Los Angeles. Our research state that not every area in Los Angeles has the same coverage rates, with a region like Watts being over $200 more expensive than Hobart.
Not every area in Los Angeles has the same coverage rates. If you find that you are living in a neighborhood with higher pricing, then it’s much essential to find many companies that provide you with lower price insurance.
| Neighborhood | Yearly Rate |
| Westchester | $999 |
| Hobart | $1,010 |
| Mount Washington | $1,058 |
| Rose Hill | $1,113 |
| Happy Valley | $1,113 |
| Mar Vista | $1,137 |
| Hyde Park | $1,151 |
Los Angeles Driving Facts
Drivers can use toll roads such as the I-10 Metro Express Lane and the I-110 Metro Express Lane. Due to more traffic, the government advised drivers to take advantage of carpool lanes, which require 2-3+ occupants per vehicle.
According to the California Department of Motor Vehicles, you must uphold the following car insurance limits:
- $15,000 to pay bodily injury liability per person
- $30,000 000 to pay injury liability per accident
- $5,000 000 to pay property damage liability per accident
